Crypto SIP Calculator

Crypto SIP (Systematic Investment Plan) is a method of investing a fixed amount of money in cryptocurrencies every month. Instead of putting a large amount all at once, you invest small amounts regularly over a long period. This helps reduce the risk of market ups and downs, and you don’t have to worry about timing the market.

For example, you can choose to invest $100 every month in Bitcoin, Ethereum, or any other crypto. Over time, your investment grows as the value of the cryptocurrency increases. You also collect small amounts of the coin every month, which adds up in the long run.

Crypto SIP works just like mutual fund SIPs but instead of traditional assets, you’re investing in digital currencies. It’s a smart way to build your crypto portfolio slowly, without taking big risks. You stay consistent and benefit from the power of compounding and rupee/dollar cost averaging.

✅ Start Small, Grow Big: You don’t need a large lump sum. With a Crypto SIP, you can start investing small amounts regularly and build wealth over time.

📉 Reduces Market Volatility Risk: By investing at regular intervals, SIP helps average out the buying cost, minimizing the impact of crypto market ups and downs.

🧘 Hassle-Free and Automated: Crypto SIPs offer a set-it-and-forget-it approach. Once you set up your SIP, the investments happen automatically—no need to monitor daily prices.

📊 Power of Compounding: Regular investments over a long period earn interest on interest, helping your portfolio grow faster thanks to compounding.

🌍 Easy Portfolio Diversification: SIP allows you to invest in multiple cryptocurrencies, helping you spread risk and strengthen your overall portfolio.

🔁 Builds Financial Discipline: Monthly SIPs instill the habit of consistent investing, which is key to long-term wealth creation and financial stability.

💰 No Timing the Market Needed: SIP removes the stress of trying to “buy low, sell high.” It enables smart investing without needing deep market knowledge.

🕒 Long-Term Wealth Creation: Like traditional SIPs, Crypto SIPs are designed for long-term goals—helping you build wealth over years, not overnight.

Here’s how to use it step-by-step:

1. Choose a Cryptocurrency: Select your preferred crypto (like Bitcoin, Ethereum, or any top coin) from the dropdown list.
2. Set Monthly Investment Amount: Use the slider or input box to enter how much you plan to invest every month (e.g., $100).
3. Select Investment Duration: Choose how many years you want to continue your SIP — up to 30 years is supported.
4. Enter Expected Annual Return (%): Provide an expected yearly return. For crypto, 20–25% is a common long-term assumption.
5. Pick a Currency: Choose your local or preferred currency (USD, INR, EUR, GBP) for results display.
6. View Results Instantly: The calculator shows your total investment, estimated returns, and total future value. It also includes:
   • A donut chart showing the breakdown.
   • A line chart of yearly growth.
   • A table with year-wise performance.
   • Final year summary and crypto unit accumulation.

This tool helps you plan your crypto investments with clarity, confidence, and realistic goals.